AAMI Comprehensive Car Insurance
Allianz vs AAMI car insurance prices compared
As part of our 2024 Finder car insurance awards, we collected over 1,800 comprehensive quotes from 30 car insurance providers, using a range of driver profiles across different states, ages and genders.
On average, AAMI typically offers cheaper car insurance than Allianz. However, it's important to keep in mind that price may not be the only factor in your search for the best car insurance.
| Provider | NSW | QLD | SA | TAS | VIC | WA | Aus average |
|---|---|---|---|---|---|---|---|
| Allianz | $1,431 | $1,475 | $1,376 | $1,195 | $1,947 | $1,196 | $1,437 |
| AAMI | $1,884 | $1,106 | $1,015 | $985 | $1,318 | $1,002 | $1,218 |
These quotes are formed based on a fictional driver profile and your own quote will differ based on your personal circumstances. This should be used as a guide only.
Car insurance policies on offer
Allianz offers 2 types of car insurance:
- Comprehensive insurance
- Third party property damage insurance
AAMI offers 2 levels of car insurance:
- AAMI Comprehensive
- AAMI Third party property damage
Customer reviews
Allianz has slightly better ratings than AAMI on popular review websites. However, it scored lower in our Customer Satisfaction awards. Allianz scored 4.19/5 and AAMI scored 4.32/5.
Easy to use app, low premiums, easy to understand policies.
AAMI car insurance customer, WA
Good value for money and friendly, helpful customer service.
AAMI car insurance customer, SA
AAMI is a customer friendly fairly cheap insurance option.
AAMI car insurance customer, QLD
Excellent, reliable coverage with an easy to claim process and fast, efficient repairs, guaranteed for life.
Allianz car insurance customer, SA
Welcoming, helpful staff and clear policies that provide good value cover.
Allianz car insurance customer, VIC
Allianz has been my comprehensive car insurance for the past few years now and they are great! I've never had any problems.
Allianz car insurance customer, NSW
Allianz and AAMI complaints information
Using data from the Australian Financial Complaints Authority (AFCA), we can see how many motor insurance complaints the underwriters from AAMI (AAI) and Allianz have received and resolved.
| Underwriter | Complaints received | Complaints resolved at registration & referral | Referral resolution rate |
|---|---|---|---|
| Allianz | 575 | 292 | 50.78% |
| AAI | 2231 | 1370 | 61.43% |
Finder's verdict
Allianz and AAMI are pretty dependable insurers with solid coverage. However, when it comes to price, our research suggests AAMI is cheaper on average. Everyone's circumstances are slightly different so it's worth getting a quote from both to see who is best for you.
Was this content helpful to you? Thank you for your feedback!
Gary Ross Hunter
Editor, InsuranceGary Ross Hunter was an editor at Finder, specialising in insurance. He’s been writing about life, travel, home, car, pet and health insurance for over 6 years and regularly appears as an insurance expert in publications including The Sydney Morning Herald, The Guardian and news.com.au. Gary holds a Kaplan Tier 2 General Advice General Insurance certification which meets the requirements of ASIC Regulatory Guide 146 (RG146). See full bio
Gary Ross's expertise- Health, home, life, car, pet and travel insurance
- Managing the cost of living
Read our review of other brands
More guides on Finder
High-risk car insurance Learn the factors that may cause you to be considered a high-risk driver and whether you might be eligible for cover.
Roadside assistance SA Your guide to roadside assistance in South Australia. Does car insurance cover towing? Need free towing? Here's which car insurance policies include it.Car Insurance: Owned vs financed or leased car How does car ownership affect your car insurance premiums?
Blue Slip NSW Your guide to Blue Slips.Motorcycle Insurance in the Northern Territory Your guide to covering your motorbike in the Northern Territory.
Motorcycle insurance in Western Australia This article will tell you about the features of motorcycle insurance, including how you should prepare for the quirks of travelling in Australia’s biggest state with the world’s most isolated capital city.
Can DUI offenders get car insurance? Your guide to car insurance when you've been convicted of drink driving.
Learner driver insurance Complete guide to getting car insurance for learner drivers in Australia.Car Insurance Tasmania Read the guide to getting car insurance in Tasmania including what to look for in a policy and your CTP requirements.
Ask a question
Australia
- © 2024 finder.com.au
- Terms of service
- Privacy & cookies policy
- Complaints policy
- Modern slavery statement
Level 10, 99 York St, Sydney NSW 2000
Finder acknowledges Aboriginal and Torres Strait Islanders as the traditional custodians of country throughout Australia and their continuing connection to land, waters and community.
How likely would you be to recommend Finder to a friend or colleague?
Very Unlikely Extremely LikelyThank you for your feedback.
Our goal is to create the best possible product, and your thoughts, ideas and suggestions play a major role in helping us identify opportunities to improve.
Important information about this website
Advertiser Disclosure
finder.com.au is one of Australia's leading comparison websites. We are committed to our readers and stands by our editorial principles We try to take an open and transparent approach and provide a broad-based comparison service. However, you should be aware that while we are an independently owned service, our comparison service does not include all providers or all products available in the market. Some product issuers may provide products or offer services through multiple brands, associated companies or different labeling arrangements. This can make it difficult for consumers to compare alternatives or identify the companies behind the products. However, we aim to provide information to enable consumers to understand these issues.
How we make money
We make money by featuring products on our site. Compensation received from the providers featured on our site can influence which products we write about as well as where and how products appear on our page, but the order or placement of these products does not influence our assessment or opinions of them, nor is it an endorsement or recommendation for them. Products marked as 'Top Pick', 'Promoted' or 'Advertisement' are prominently displayed either as a result of a commercial advertising arrangement or to highlight a particular product, provider or feature. Finder may receive remuneration from the Provider if you click on the related link, purchase or enquire about the product. Finder's decision to show a 'promoted' product is neither a recommendation that the product is appropriate for you nor an indication that the product is the best in its category. We encourage you to use the tools and information we provide to compare your options. Where our site links to particular products or displays 'Go to site' buttons, we may receive a commission, referral fee or payment when you click on those buttons or apply for a product. You can learn more about how we make money.
Sorting and Ranking Products
When products are grouped in a table or list, the order in which they are initially sorted may be influenced by a range of factors including price, fees and discounts; commercial partnerships; product features; and brand popularity. We provide tools so you can sort and filter these lists to highlight features that matter to you.
Terms of Service and Privacy Policy
Please read our website terms of use and privacy policy for more information about our services and our approach to privacy.
We update our data regularly, but information can change between updates. Confirm details with the provider you're interested in before making a decision.
